The Gruhalakshmi Scheme of the Karnataka government focuses on women’s empowerment, giving financial support to the woman who heads a household. Under the scheme, eligible women get Rs. 2,000 every month, credited straight to their bank account through Direct Benefit Transfer (DBT). This works out to Rs. 24,000 a year. It’s one of Karnataka’s five guarantee schemes and continues to run through 2026–2027, reaching lakhs of women across the state.

Scheme Benefits
- Eligible women receive Rs. 2,000 a month, transferred directly to their Aadhaar-linked bank account via DBT.
- The Gruha Lakshmi Scheme helps women become financially independent and improves household economic security.
- It mainly supports homemakers, agricultural labourers, and women who don’t own land.
- The money can be used for household expenses, children’s education, healthcare, or day-to-day needs.
- There’s no fixed registration deadline, as the scheme is ongoing.
Gruhalakshmi Scheme Eligibility Criteria
- The applicant must be a permanent resident of Karnataka.
- She must be listed as the head of the family on an Antyodaya, BPL, or APL ration card issued by the Karnataka Food and Civil Supplies Department.
- Only one woman per family can benefit from the Gruha Lakshmi Scheme.
- Married, widowed, divorced, or deserted women can apply.
- Neither the applicant nor her husband should be an income tax payer or GST filer.
- Women government employees are not eligible.
- Beneficiaries of similar central or state welfare schemes cannot apply.
- She must have an Aadhaar-linked bank account to receive DBT payments.
Documents required to apply for the scheme
- Aadhaar card of the applicant and her husband
- Ration card (Antyodaya/BPL/APL)
- Mobile number linked with Aadhaar
- Bank account details and passbook
Gruhalakshmi scheme – How to apply online
- Visit the Seva Sindhu Portal.
- New users can register here, and existing users can log in directly.
- Click on Apply for Services, then select Application for Gruhalakshmi Scheme.
- Fill in your personal, contact, and bank account details.
- Choose your Aadhaar-linked account or add bank details manually.
- Confirm eligibility, accept the terms, and complete Aadhaar OTP verification.
- Review the form, complete word verification, and submit.
- Note your application number for future reference. Applications are scrutinised by the Department of Women and Child Development before the first instalment is released.
Gruhalakshmi Scheme Status Check
- Visit the Seva Sindhu Application Status Page.
- Enter your application number and Aadhaar details to check your application or payment status.
- You can also check DBT payment status through the DBT Karnataka mobile app using your Aadhaar-linked mobile number, or by sending your ration card number as an SMS to 08147500500.
Latest Update On Gruha Lakshmi Scheme (2026–27)
The Karnataka government has ordered a fresh re-verification for the Gruhalakshmi Scheme of all existing beneficiaries through biometric and facial authentication, which began in late August 2026 and is being carried out over roughly a month. This is being done through door-to-door visits and at Grama One, Karnataka One, Bengaluru One, and Bapuji Seva Kendras, using an app built by the Directorate of Electronic Delivery of Citizen Services.
During the visit, beneficiaries get a printed enumeration form, their photo is taken, and their home’s GPS location is recorded. Anyone missed during the household visit can complete biometric verification at their Fair Price Shop or the nearest Karnataka One, Grama One, or Bengaluru One centre. The drive is meant to weed out deceased, migrated, duplicate, or otherwise ineligible entries, including cases where a beneficiary or her husband has since started filing income tax or GST returns. Beneficiaries are advised to complete this verification promptly to avoid interruption in monthly payments.
Contact info
For queries on registration or status checks, call: 080-2227-9954 / +91-87926-62814 / +91-87926-62816, or the toll-free helpline 1902. You can also visit your nearest Grama One, Karnataka One, Bengaluru One, or Bapuji Seva Kendra for assistance.
FAQs
1. Can I apply for Gruha Lakshmi 2026 online?
Yes. Eligible women can apply through the Seva Sindhu Portal by registering, logging in, and filling out the Gruhalakshmi application with Aadhaar verification. Since it’s an ongoing scheme, there’s no fixed deadline for 2026.
2. How to apply for the Gruha Lakshmi 3 lakh loan scheme?
There is no “3 lakh loan” component under the Gruha Lakshmi Scheme — it provides a monthly cash benefit of Rs. 2,000, not a loan. If you’re looking for loan-linked women’s welfare schemes in Karnataka, check separate programmes like the Karnataka women’s self-help group or SC/ST development corporation loan schemes
3. What is the latest update on the Gruha Lakshmi Scheme?
The Karnataka government is currently running a biometric and facial re-verification drive for all existing beneficiaries, started in late August 2026, to remove ineligible or duplicate entries and keep the beneficiary database accurate.
Also read
- Government Schemes in Karnataka: Explore The List
- Swavalambi Sarathi Scheme 2026 – 2027, How To Apply Online And Check Status
- Yuva Nidhi Scheme 2026 – How To Apply Online And Check The Status


