List of 2019 Bank Holidays In Karnataka

Here is a list of 2019 Bank holidays in Karnataka. Banks will remain closed on 2nd and fourth Saturdays of every month. This is the official list published by the Karnataka Government.

SL NO	Date	DATE	HOLIDAY
1	Saturday	January 12, 2019	2nd Saturday Bank Holiday
2	Tuesday	January 15, 2019	Uttarayana Punya Kaala Sankranthi Festival
3	Saturday	January 26, 2019	Republic Day
4	Saturday	January 26, 2019	4th Saturday Bank Holiday
5	Saturday	February 9, 2019	2nd Saturday Bank Holiday
6	Saturday	February 23, 2019	4th Saturday Bank Holiday
7	Monday	March 4, 2019	Maha Shivratri
8	Saturday	March 9, 2019	2nd Saturday Bank Holiday
9	Saturday	March 23, 2019	4th Saturday Bank Holiday
10	Saturday	April 13, 2019	2nd Saturday Bank Holiday
11	Tuesday	April 16, 2019	Basava Jayanthi
12	Wednesday	April 17, 2019	Mahavir Jayanti
13	Friday	April 19, 2019	Good Friday
14	Saturday	April 27, 2019	4th Saturday Bank Holiday
15	Wednesday	May 1, 2019	May Day / Labour day
16	Saturday	May 11, 2019	2nd Saturday Bank Holiday
17	Saturday	May 25, 2019	4th Saturday Bank Holiday
18	Saturday	June 8, 2019	2nd Saturday Bank Holiday
19	Sunday	June 16, 2019	Khutba-e-Ramz
20	Saturday	June 22, 2019	4th Saturday Bank Holiday
21	Saturday	July 13, 2019	2nd Saturday Bank Holiday
22	Saturday	July 27, 2019	4th Saturday Bank Holiday
23	Saturday	August 10, 2019	2nd Saturday Bank Holiday
25	Monday	August 12, 2019	Id-ul-Adha
26	Thursday	August 15, 2019	Independence Day
27	Saturday	August 24, 2019	4th Saturday Bank Holiday
28	Monday	September 2, 2019	Varasiddhi Vinayaka Vrata
29	Tuesday	September 10, 2019	Last Day of Moharamm
30	Saturday	September 14, 2019	2nd Saturday Bank Holiday
31	Saturday	September 28, 2019	4th Saturday Bank Holiday
32	Saturday	September 28, 2019	Mahalaya Amavasye
33	Wednesday	October 2, 2019	Gandhi Jayanthi
34	Monday	October 7, 2019	Maha Navami
35	Tuesday	October 8, 2019	Vijaya Dasami
36	Saturday	October 12, 2019	2nd Saturday Bank Holiday
37	Sunday	October 13, 2019	Maharshi Valmiki Jayanti
38	Saturday	October 26, 2019	4th Saturday Bank Holiday
39	Sunday	October 27, 2019	Naraka Chaturdashi
40	Tuesday	October 29, 2019	Deepavali / Diwali
41	Friday	November 1, 2019	Karnataka Rajyothsava
42	Saturday	November 9, 2019	2nd Saturday Bank Holiday
43	Sunday	November 10, 2019	Id-E-Milad
44	Friday	November 15, 2019	Kanakadasa Jayanthi
45	Saturday	November 23, 2019	4th Saturday Bank Holiday
46	Saturday	December 14, 2019	2nd Saturday Bank Holiday
47	Wednesday	December 25, 2019	Christmas Day
48	Saturday	December 28, 2019	4th Saturday Bank Holiday

What Are The Transactions You Can Do On A Bank Holiday In Karnataka?

As one would imagine, banks are closed on a bank holiday. This means that any transaction that needs to be completed in the bank cannot be done on that day. This includes:

Making a cash deposit
Encashing a cheque
Making a demand draft
Opening or closing a bank account
Transferring money to another person through NEFT or RTGS
Collecting a cheque book
Collecting a debit card
Operating bank lockers

What Are The Transactions You Cannot Do On A Bank Holiday In Karnataka?

However, not all banking services are unavailable. You can still make transaction on the bank’s website and app. This includes

Opening a fixed deposit
Starting a recurring deposit
Making a request to stop cheque payment
Fund transfers to other accounts in the same bank

Your debit card can also be used to:

Withdraw cash from an ATM
Make online and offline purchases
Pay bills

If you lose your debit/credit card, you can make a request to block the card on the bank’s app or through its telebanking service.

There are also ways to transfer money on a bank holiday. These are:

Immediate Payment Service (IMPS)

This service can be used at any time of the day or night but there may be charges associated with it.

Unified Payment Interface (UPI)

UPI is also available 24×7 and has lower charges associated with it as compared to IMPR transactions.

Fund transfer through ATM.

Money can be transferred from one account to another at an ATM as long as both accounts are in the same bank.

How To Pay Bills During Public Holidays and Bank holidays In Karnataka?

In many cases, not paying a bill on time may result in a late fee and affect your credit. Thankfully, there are a number of ways to pay bills even on bank holidays. In the era of internet banking and bank apps, almost all bills can be paid online. Bills can also be paid via mobile wallets such as:

PayTM
PayUMoney
Oxigen
MobiKwik
Freecharge

These apps can be downloaded free of cost on android and iOS phones. You can then transfer money from your bank account to these wallets and use the money to pay bills online.

Water bills, electricity bills, BSNL bills, broadband and cable TV bills and mobile bills can all be paid online at karnatakaone.gov.in. These online payments can be made at any time regardless of whether the bank is open or closed.

Bank Holidays That Are only Applicable To Karnataka

Some bank holidays are applicable to banks across India while others are followed only in Karnataka or specific cities in Karnataka. For example, Karnataka Rajyotsava on November 1, is a bank holiday only in Bangalore.

Basava Jayanthi on May 7^th, Narak Chaturdashi on October 27^th, Balipadyami on October 29^th and Kanakadasa Janyanti on November 15^th are bank holidays applicable only to Karnataka.

Ugadi on April 6^th, Mahalaya on September 28^th and Ayudha Puja on October 7^th are bank holidays only in Karnataka and a few other south Indian states.

Best Money Transfer Apps To Use During Bank Holiday In Karnataka?

Today, mobile wallets and money transfer apps have made it very easy to make payments and receive money even when banks are closed.

Sometimes ATMs can run out of cash when there are consecutive bank holidays. In such situations, mobile wallets can be very helpful. Some of the best mobile wallets available in Karnataka are:

PayTM
PayUMoney
Oxigen
MobiKwik
Freecharge
Vodafone M-Pesa
State Bank Buddy
JioMoney
Chillr
ICICI Pockets

Some websites like Jabong, Amazon, MakeMyTrip etc also have closed wallets. The money in these wallets can only be used to make transactions on that particular site.