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Home » Government » List of 2023 Bank Holidays In Karnataka

List of 2023 Bank Holidays In Karnataka

October 20, 2022 by madur

Here is a list of the 2023 Bank holidays in Karnataka. The list if tentative and we will update it once the official notification is released. Banks will remain closed on 2nd and fourth Saturday of every month. 

Check out: List of 2023 Karnataka Government Holidays

2021 Bank Holidays

Comprehensive List Of 2023 Bank Holidays In Karnataka

DAYDATEHOLIDAY
Sunday15-Jan-23
Uttarayana Punya Kaala Sankranthi
Thursday26-Jan-23
Republic Day
Saturday18-Feb-23
Maha Shivratri
Wednesday22-Mar-23
Chandramana Ugadi
Saturday01-April-23
Yearly Closing Of Bank Accounts
Monday3-Apr-23
Mahaveera Jayanthi
Friday7-Apr-23
Good Friday
Friday14-Apr-23
Dr B.R. Ambedkar’s Birthday
Saturday22-Apr-23
Khutba-e-Ramzan
Sunday23-Apr-23
Basava Jayanthi
Monday1-May-23
May Day / Labor day
Thursday29-Jun-23
Bakrid
Saturday29-Jul-23
Last Day of Moharamm
Tuesday15-Aug-23
Independence Day
Monday18-Sep-23

Varasiddhi Vinayaka Vrata/ Ganesha Chaturthi
Thursday28-Sep-23
Id-E-Milad
Monday2-Oct-23
Gandhi Jayanthi
Saturday14-Oct-23
Mahalaya Amavasye
Monday23-Oct-23
Maha Navami, Ayudhapooja
Tuesday24-Oct-23
Vijayadashami
Saturday28-Oct-23
Maharshi Valmiki Jayanti
Wednesday1-Nov-23
Kannada Rajyothsava
Sunday12-Nov-23
Naraka Chaturdashi
Tuesday14-Nov-23
Balipadyami, Deepavali
Thursday30-Nov-23
Kanakadasa Jayanthi
Monday25-Dec-23
Christmas

What Are The Transactions You Can’t Do On A Bank Holiday In Karnataka?

As one would imagine, banks are closed on a bank holiday. This means that any transaction that needs to be completed in the bank cannot be done on that day. This includes:

  • Making a cash deposit
  • Encashing a cheque
  • Making a demand draft
  • Opening or closing a bank account
  • Collecting a cheque book
  • Collecting a debit card
  • Operating bank lockers

What Are The Transactions You Can Do On A Bank Holiday In Karnataka?

However, not all banking services are available. You can still make transactions on the bank’s website and app. This includes

  • Opening a fixed deposit
  • Starting a recurring deposit
  • Making a request to stop cheque payment
  • online fund transfers

Your debit card can also be used to:

  • Withdraw cash from an ATM
  • Make online and offline purchases
  • Pay bills

If you lose your debit/credit card, you can make a request to block the card on the bank’s app or through its telebanking service.

There are also ways to transfer money on a bank holiday. These are:

  • Immediate Payment Service (IMPS)
  • RTGF and NEFT

This service can be used at any time of the day or night but there may be charges associated with it.

  • Unified Payment Interface (UPI)

UPI is also available 24×7 and has lower charges associated with it as compared to IMPR transactions.

  • Fund transfer through ATM.

Money can be transferred from one account to another at an ATM as long as both accounts are in the same bank.

How To Pay Bills During Public Holidays and Bank holidays In Karnataka?

In many cases, not paying a bill on time may result in a late fee and affect your credit. Thankfully, there are a number of ways to pay bills even on bank holidays. In the era of internet banking and bank apps, almost all bills can be paid online. Bills can also be paid via mobile wallets such as:

  • PayTM
  • PayUMoney
  • Google Pay
  • Amazon Pay

These apps can be downloaded free of cost on Android and iOS phones. You can then transfer money from your bank account to these wallets and use the money to pay bills online.

Water bills, electricity bills, BSNL bills, broadband and cable TV  bills and mobile bills can all be paid online at karnatakaone.gov.in. These online payments can be made at any time regardless of whether the bank is open or closed.

Bank Holidays In 2023 That Are only Applicable To Karnataka

Some bank holidays are applicable to banks across India while others are followed only in Karnataka or specific cities in Karnataka. For example, Karnataka Rajyotsava on November 1, is a bank holiday only in Bangalore.

Basava Jayanthi, Narak Chaturdashi , Balipadyami and Kanakadasa Janyanti are bank holidays applicable only to Karnataka.

Ugadi, Mahalaya, and Ayudha Puja are bank holidays only in Karnataka and a few other south Indian states.

Best Money Transfer Apps To Use During 2023 Bank Holiday In Karnataka?

Today, mobile wallets and money transfer apps have made it very easy to make payments and receive money even when banks are closed.

Sometimes ATMs can run out of cash when there are consecutive bank holidays. In such situations, mobile wallets can be very helpful. Some of the best mobile wallets available in Karnataka are:

  • PayTM
  • PayUMoney
  • PhonePe
  • Google Pay
  • Mobikwik

Some websites like Jabong, Amazon, MakeMyTrip etc also have closed wallets. The money in these wallets can only be used to make transactions on that particular site.

Also See

  • List of 2022 Karnataka Government Holidays
  • List of 2022 Bank Holidays In Karnataka
  • List of 2021 Bank Holidays In Karnataka
  • List of 2021 Karnataka Government Holidays

Filed Under: Government Tagged With: govt holidays

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